Kommerce was founded by Harveen Narulla and Karen Teoh in response to the large and persistent gap in trade finance in Africa An introduction to a Rwandan kiosk shop owner’s challenges with credit, became an exploration of systemic reasons why lenders avoid funding businesses in frontier markets, and eventually a realisation that blockchain technology holds the keys to solve this problem. Trade is a key lever for people in Africa to improve incomes and achieve prosperity. Kommerce deploys blockchain technology and market mediation to successfully finance trade with African businesses.